Buying Insurance

Why “Affluent” Consumers Need an Independent Insurance Agency

By Mark Gilman / September 15, 2021 /

Firmly wedged between high-net-worth individuals and the mass market lies the affluent market.  There are a lot of misnomers about people labeled “affluent.” For some, it means a multimillion-dollar net worth and a palatial mansion and covers a broad spectrum of clients. We’re talking basically about the upper-middle class.  They represent our community’s established professionals…

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The Pandemic has Made Personal Travel Insurance a Necessity, Not an Option

By Mark Gilman / July 28, 2021 /

The global pandemic has caused chaos in the travel industry.  Travel for a time ground to a halt and people scrambled to get refunds from canceled flights, hotels, and cruise lines. The hardest part was filing for claims from travel insurance. But beyond those lost costs, there has been a lot of lessons learned from…

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How Do You Know if Your Need Short or Long-Term Disability Insurance?

By Jared / December 18, 2020 /

What is short term disability insurance? Short term disability insurance provides income replacement should you become disabled on a short-term basis. What qualifies for short term disability? Many conditions may qualify you for short term disability. Commons causes for short term disability claims include: Maternity Muscle injuries Back & knee pain Mental health issues Fractures…

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Setting Up Health Insurance for Your Business & Employees

By Jared / December 18, 2020 /

Am I required to provide health insurance to my employees? It depends on the size of your company. Groups under 50 are not legally required to provide health insurance, but there are many reasons that small businesses would want to provide insurance plans to their employees. Once a business reaches 50 employees, it is required…

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