Auto Insurance

Deciding Not to Have Business Auto Insurance is a Risky Gamble

By Mark Gilman / December 21, 2021 /

Small Businesses who elect not to purchase commercial auto insurance are more at risk in the event of an auto accident if they are relying solely on their personal auto insurance. The most significant difference between a large and small business in this category of insurance is an independently owned business potential will not survive…

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Why Customers with Substantial Assets Need an Independent Insurance Agency

By Mark Gilman / September 15, 2021 /

Clients with substantial assets are represented by our community’s established professionals and business owners. They often drive luxury autos (especially in Michigan) and likely own specialty vehicles, such as boats or motorhomes. But one thing is clear — because of their assets and income, they need high limits of liability and an umbrella policy. With…

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Brake Safety a Key to Keeping Your Commercial Fleet Running

By Mark Gilman / August 20, 2021 /

Whether you’re driving an 18-wheel rig or have a commercial fleet of 2 or 20, — you cannot avoid regular brake maintenance on your vehicle. It’s so important to ensure you’ve performed regular brake system maintenance in your commercial motor vehicle (CMVs) fleet. “Brake maintenance should never be an afterthought for a commercial or even…

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There’s No Debate: If You Have an RV, you Need to Call us to Make Sure it’s Properly Insured

By avalanche / May 31, 2021 /

Whether you have a pop-up, a pull behind or a full recreational vehicle (RV) rig, there’s no time like now to load up the family or take a romantic drive to a state or national park.  But anyone who has ever owned an RV or motorhome for any length of time knows that stuff happens.…

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Michigan no fault insurance

Michigan No-Fault Auto Insurance Reform is Not an Excuse to Make Dangerous Choices

By avalanche / April 6, 2021 /

Michigan’s no-fault insurance reform has been in effect since July 2020, and there is still a lot of confusion as to whether its cost-savings are worth the risk of lowering your Personal Injury Protection (PIP).  If you’re new to the state or have just let your insurance agent (preferably, here at Autumn Insurance) handle the…

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delivery driver

If You Use Your Vehicle for Business, You Need to Look into a Commercial Policy

By projects / February 9, 2021 /

Who Needs Commercial Car Insurance? Commercial car insurance, also known as business auto insurance, is coverage for a vehicle used by a business. It protects companies in case of a car accident involving a company vehicle or an employee traveling for official company business. If you haven’t looked into this type of policy and discussed…

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