Helping employees take care of their families.

When you offer comprehensive life insurance coverage to your employees, they can focus on their jobs with one less worry about providing for their families in case they are not able to.

Employee life insurance demand is rising.

While not all employees will opt in to a group life plan, those who do highly value the benefit.


of employees

named life insurance as a top benefit provided by employers

source: Forbes, 2023


of employers

in the same survey said life insurance is a key benefit in employee plans

source: Forbes, 2023


annual increase

in employee participation with opt-in life insurance benefits at work in 2022

source: SHRM, 2022

There are many ways to protect employees’ families from financial (as well as personal) loss:

  • Group term life insurance

  • Group universal life

  • Group accidental death and dismemberment

  • Business travel accident insurance

  • Split-dollar life insurance

  • Portable coverage

  • Additional life insurance plan riders

Coverage that supports employees and their families through illness or injury.

A reliable disability insurance policy can help your employees work with confidence, knowing that your company or organization will help support them in case they are injured or ill.

More people are aware of the need for disability coverage.

Employers and employees alike have seen an increase in demand for illness and injury coverage.

2.6 million

nonfatal injuries

happen in American workplaces each year

source: Zippla, 2023

Top 3


for nonfatal workplace injuries and illnesses are healthcare/social services, retail and manufacturing

source: Bureau of Labor Statistics, 2023


annual increase

of employee participation in voluntary short-term disability insurance coverage between 2021–2022

source: SHRM, 2022

Get disability insurance coverage that’s right for your employees.

We’ll show you options to offer group and individual coverage that can meet your team’s overall needs as well as customized options for each person’s unique situation.

  • Group short-term disability insurance

    pays benefits for up to a year if an employee is unable to work

  • Group long-term disability insurance

    provides salary replacement benefit until the disabled person reaches retirement age

Frequently Asked Questions

Term life insurance covers your employee for a set period of time. It tends to be the more affordable option in a group plan.

Universal life does not have a term limit and lasts for that employee’s lifetime. These policies cost more but provide each insured employee with permanent insurance coverage that also accumulates a cash value year after year.

Your Autumn agent can help you understand all the options and help you choose the right group plan.


Meet Evan Rager

Benefits Account Executive

Find the best support for your team’s health and wellness, along with program compliance. We can answer your questions and provide expert advice about employee benefits. Let’s get started!

Talk to Evan Rager

Connect with an Agent

Contact us, and we’ll review your existing plan. Without obligation.

Because designing the right benefits package will result in higher job satisfaction

Contact Us