Boat & Watercraft Insurance

Blue skies. Open water.

There’s nothing like the fun and freedom of boating. To keep everything shipshape, it’s essential to have the right Boat Insurance.

Whether you’re cruising an inland lake for the day or sailing up to Mackinaw for a week, every skipper needs to protect their passengers, vessel, and assets.

At Autumn, we have programs for most vessels, including speedboats, sailboats, and houseboats. From personal watercraft to luxury yachts, we offer affordable coverage against collisions, submerged objects, fire, theft and more. Whether it’s afloat or ashore, in transit or in storage, your watercraft is protected.

Girl in a life jacket jumping into a lake

When you’re boating, your worries seem a million miles away. But hazards do exist.

From a sporty Wave Runner to an elegant 70-foot Hatteras, any craft can be damaged by storms, vandalism, or accidents. Plus, if you’re at fault in an accident involving swimmers, skiers or collisions with other boats, you face expensive liability costs. Protecting your financial future is just as important as protecting your watercraft.

Our crew of gifted experts can equip you with a smart, customized policy and dedicated support. They’ll help you enjoy the boating lifestyle even more, knowing you’ve got broad coverage against physical damage, bodily injury liability, and medical expenses. All at competitive rates that won’t sink you.

When you get onboard with Autumn, we review your needs and evaluate the Boat insurance that makes the most sense. And because we’re independent agents, we compare quotes from multiple companies to get the best combination of price and protection.

So before you shove off, contact us. Together, we’ll navigate your Boating insurance needs.

Frequently Asked Questions

What kind of boats and vessels does your Boat and Watercraft Insurance cover?

At Autumn, we insure speedboats, sailboats, houseboats and more. We have programs for most vessels, including runabouts, pontoons, cruisers, sportfish, performance, and luxury yachts. We even insure personal watercraft.

What does Boat and Watercraft Insurance cover?

Boat and Watercraft Insurance covers against collisions, submerged objects, fire, theft, damage from storms, vandalism, accidents, collisions, physical damage, bodily injury liability, medical expenses and more. Whether it’s afloat or ashore, in transit or in storage, your watercraft is protected.

Scott O'Neill

Meet Scott O’Neill

Boat & Watercraft Insurance Specialist

Boating is better with personalized coverage for your nautical lifestyle. Let’s talk about your watercraft and coverage options that make sense. It’s quick and easy — so you’ll have more time for being on the water.

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