Curt Rager, CPCU
This is the time of the year many people are typing “Does homeowners’ insurance cover storm damage?” into their favorite search engine.
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It may come as a surprise, but you don’t have to own a factory to need workers’ compensation insurance. Michigan business owners from any industry should consider having it available to their employees. Why?
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Small Businesses that don’t purchase commercial auto insurance are gambling. If a company car is ever in an accident, you’re more at risk IF you’re relying solely on their personal auto insurance. Here’s why.
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There’s nothing more comfortable and beautiful in a home during a Michigan winter than a roaring fireplace and the heat of a wood stove. But without regular maintenance, that comfort could turn into a life-threatening hazard, not only for your family home but also your vacation home.
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Ransomware protection is becoming more and more important for small to mid-size businesses. That’s because cyber attacks seem to increase every year and ransomware actors are shifting their approach. They’re calling it “mid-game hunting.”
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We get this question all of the time. “How much umbrella insurance do I need?” Well, in a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. So, there isn’t one simple answer.
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Your cyber insurance coverage checklist should include all of the data and information that’s most dear to you. If you own a business, you’ll most likely become the target of an attack. In fact, one study found that nearly half of the security technologies used by organizations are considered outdated.
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There’s no better time than now to take a look at your fall home maintenance checklist. It will help you to get ready for seasonal weather (yep, winter) that can damage your home. But when it comes to Michigan winters, routine prevention can save you a lot of money in the long run. Doing simple…
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An umbrella policy, Michigan renters, and peace of mind often go hand in hand. The fact is, we spend a lot of time educating our homeowner clients about the importance of umbrella policies. But did you know that it’s an excellent option for renters as well?
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Independent insurance agencies have a lot to offer. This is especially true for established professionals and business owners. But how do you know if going through an independent agent is the right move for you?
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