Curt Rager, CPCU

Business Fire Insurance Claims

How To Handle Business Fire Insurance Claims

By Curt Rager, CPCU / September 21, 2022 /

Business fires can be devastating. And you’re not sure how to handle business fire insurance claims, it adds insult to injury. It can be even costlier and more severe if your business suffers a fire and you’re not adequately covered. No business owner buys fire insurance expecting a disaster, but it’s essential that you’re prepared…

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What Happens If A Minor Is The Beneficiary On A Life Insurance Policy?

What Happens If A Minor Is The Beneficiary On A Life Insurance Policy?

By Curt Rager, CPCU / August 24, 2022 /

Ever wonder what happens if a minor is a beneficiary on a life insurance policy? Would the money go to their guardians or directly to the minor’s bank account? This can be a crucial question to ask when you are about to buy a life insurance policy. 

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Cyber Insurance For Real Estate

Why Is Cyber Insurance For Real Estate A Must For Some People?

By Curt Rager, CPCU / August 10, 2022 /

Many industries in the United States, including real estate, are at risk from cyberattacks. Real estate is a prime target for cyberattacks because of its access to classified data and the ability to hang on to the financial data of its customers. Cyber insurance for real estate plays a crucial role in safeguarding real estate…

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what is return of premium life insurance

What Is Return Of Premium Life Insurance?

By Curt Rager, CPCU / July 23, 2022 /

An insurance policy is an essential tool for ensuring that you don’t suffer financial hardship when a loss occurs. But, unlike clothes that don’t fit, an insurance policy doesn’t come with a return policy. It’s not a product you can return to get your money back. 

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prevent supply chain attacks

How To Prevent Supply Chain Attacks From Ruining Your Business

By Curt Rager, CPCU / July 16, 2022 /

When cyber threat actors infiltrate a software vendor’s network and use malicious codes to compromise the program before sending it to users, this is known as a supply chain attack. The tainted program then disrupts the customer’s data or system.

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Does Insurance Cover Water Damage From A Rain Storm

Does Insurance Cover Water Damage From A Rainstorm?

By Curt Rager, CPCU / June 15, 2022 /

Does Insurance Cover Water Damage From A Rain Storm? It’s a great question with no one clear answer. Why? According to researchers at Flood Factor, there are nearly 366,000 properties in Michigan with a greater than 26% chance of being severely affected by flooding over the next 30 years. This represents 8% of all properties…

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travel insurance for children

What’s The Appropriate Time To Add Travel Insurance For Children?

By Curt Rager, CPCU / June 1, 2022 /

“Travel insurance for children” is becoming a popular search for many people. It used to be you’d only have to think about adding insurance on a trip when you were going overseas. But in the post-pandemic world, we’re living in, the restrictions and rule changes can make traveling trickier for you and your kids.

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swimming pool insurance requirements

What Are Michigan’s Swimming Pool Insurance Requirements?

By Curt Rager, CPCU / May 18, 2022 /

If you’re a homeowner who has a pool, or you’re thinking about adding one to the backyard this summer, you should make sure that you understand the swimming pool insurance requirements in Michigan before you jump in. It’s also a good idea to double-check the rules and regulations you need to follow. 

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commercial umbrella insurance

How Does Commercial Umbrella Insurance Protect Your Business?

By Curt Rager, CPCU / May 11, 2022 /

“How does commercial umbrella insurance protect your business?” It’s a question we get a lot. It’s insurance that many people may not understand but are often glad they have when they need it.

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Michigan Auto Insurance Refund

When Will You See Your $400 Michigan Auto Insurance Refund?

By Curt Rager, CPCU / April 28, 2022 /

Michigan auto insurance refunds are on their way to eligible policyholders. You can anticipate a refund this year if you meet the requirements. Of course, there are some layers to it. 

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