umbrella insurance

How Does Commercial Umbrella Insurance Protect Your Business?

By Curt Rager, CPCU / May 11, 2022 /

“How does commercial umbrella insurance protect your business?” It’s a question we get a lot. It’s insurance that many people may not understand but are often glad they have when they need it.

What You Need To Know About Workers’ Compensation Insurance: Michigan Business Owners

By Curt Rager, CPCU / March 31, 2022 /

It may come as a surprise, but you don’t have to own a factory to need workers’ compensation insurance. Michigan business owners from any industry should consider having it available to their employees. Why?

Small Businesses With No Commercial Auto Insurance Are Taking A Big Risk

By Curt Rager, CPCU / December 21, 2021 /

Small Businesses that don’t purchase commercial auto insurance are gambling. If a company car is ever in an accident, you’re more at risk IF you’re relying solely on their personal auto insurance. Here’s why.

How Much Umbrella Insurance Do I Need?

By Curt Rager, CPCU / November 10, 2021 /

We get this question all of the time. “How much umbrella insurance do I need?”  Well, in a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. So, there isn’t one simple answer.

How Independent Insurance Agencies Help Multi-Family Real Estate Owners

By Curt Rager, CPCU / July 29, 2021 /

It’s been a rough couple of years for multi-family real estate owners. The pandemic is causing a lot of the financial pain that landlords in Michigan are experiencing. But partnering with an independent insurance agency can take some of the pressure off.