life insurance

What Happens If A Minor Is The Beneficiary On A Life Insurance Policy?

What Happens If A Minor Is The Beneficiary On A Life Insurance Policy?

By Curt Rager, CPCU / August 24, 2022 /

Ever wonder what happens if a minor is a beneficiary on a life insurance policy? Would the money go to their guardians or directly to the minor’s bank account? This can be a crucial question to ask when you are about to buy a life insurance policy. 

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what is return of premium life insurance

What Is Return Of Premium Life Insurance?

By Curt Rager, CPCU / July 23, 2022 /

An insurance policy is an essential tool for ensuring that you don’t suffer financial hardship when a loss occurs. But, unlike clothes that don’t fit, an insurance policy doesn’t come with a return policy. It’s not a product you can return to get your money back. 

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how much life insurance do i need

How Much Life Insurance Do I Need?

By Curt Rager, CPCU / February 2, 2021 /

What Is Life Insurance? Life insurance protects the people you leave behind. It’s an insurance policy that pays a certain amount of money for your loved ones’ anticipated expenses after you pass away. How much life insurance you need depends on what you hope to cover for your loved ones after you’re gone. Some people…

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