Employee life insurance demand is rising.
While not all employees will opt in to a group life plan, those who do highly value the benefit.
45%
of employees
named life insurance as a top benefit provided by employers
source: Forbes, 2023
43%
of employers
in the same survey said life insurance is a key benefit in employee plans
source: Forbes, 2023
50%
annual increase
in employee participation with opt-in life insurance benefits at work in 2022
source: SHRM, 2022
There are many ways to protect employees’ families from financial (as well as personal) loss:
Group term life insurance
Group universal life
Group accidental death and dismemberment
Business travel accident insurance
Split-dollar life insurance
Portable coverage
Additional life insurance plan riders
Coverage that supports employees and their families through illness or injury.
A reliable disability insurance policy can help your employees work with confidence, knowing that your company or organization will help support them in case they are injured or ill.
More people are aware of the need for disability coverage.
Employers and employees alike have seen an increase in demand for illness and injury coverage.
2.6 million
nonfatal injuries
happen in American workplaces each year
source: Zippla, 2023
Top 3
industries
for nonfatal workplace injuries and illnesses are healthcare/social services, retail and manufacturing
source: Bureau of Labor Statistics, 2023
20%
annual increase
of employee participation in voluntary short-term disability insurance coverage between 2021–2022
source: SHRM, 2022
Get disability insurance coverage that’s right for your employees.
We’ll show you options to offer group and individual coverage that can meet your team’s overall needs as well as customized options for each person’s unique situation.
Group short-term disability insurance
pays benefits for up to a year if an employee is unable to work
Group long-term disability insurance
provides salary replacement benefit until the disabled person reaches retirement age
Frequently Asked Questions
Term life insurance covers your employee for a set period of time. It tends to be the more affordable option in a group plan.
Universal life does not have a term limit and lasts for that employee’s lifetime. These policies cost more but provide each insured employee with permanent insurance coverage that also accumulates a cash value year after year.
Your Autumn agent can help you understand all the options and help you choose the right group plan.
Meet Evan Rager
Benefits Account Executive
Find the best support for your team’s health and wellness, along with program compliance. We can answer your questions and provide expert advice about employee benefits. Let’s get started!