Meet the Team

Sales

Curt-Rager-2024

Curt Rager, CPCU

CEO & President

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Curt Rager, CPCU, President & CEO

You could say Curt has insurance in his blood. His grandparents started the agency he now leads, and he’s learned most aspects of the business from firsthand experience. In the process, Curt earned his CPCU credential (Chartered Property Casualty Underwriter) as well as many industry accolades and awards. A graduate of Michigan State University, Curt cut his teeth working summers at the agency and working his way up. He’s been Autumn’s CEO for 23 years, and enjoys empowering a team of industry-leading pros who’ve radically increased the firm’s market share. In his spare time, he enjoys golfing and boating.

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Charles Walls

Charles Walls

Vice President

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Charles Walls, Vice President

An insurance industry veteran of over 30 years, Charles joined Autumn in 1999. Before that, he was an underwriter and trainer for both Safeco and Citizens insurance. This background gave him a unique perspective on the full process of insurance — expertise he now uses to best protect his clients. Today, Charles will gladly put that knowledge to work for you. A grad of Liberty University, his hobbies include fishing, shooting, and golf. Travels have taken him from Cape Town, South Africa to Vienna, Austria.

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Scott O'Neill

Scott O’Neill

Account Executive

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Scott O'Neill, Account Executive

Scott joined the Autumn Insurance team in 2014. He now specializes in Auto, Home, and Life insurance. Scott has a background in real estate and studied Business Management at Liberty University. He enjoys the process of helping people determine the right coverage based on their individual needs. He’s proud of the high integrity at Autumn and the agency’s unswerving dedication to serving their clients..

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Sue Armstrong

Sue Armstrong, CIC

Account Executive

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Susan Armstrong, CIC, Account Executive

Since 1990, Sue has been building relationships in the community and helping business owners protect their assets while also controlling costs. Working mainly on the commercial side, she goes the extra mile to ensure clients have the right coverage for their companies and staffs. With hobbies like traveling, hiking and kayaking, it’s not surprising that Sue’s dream is to visit all 60 of America’s national parks.

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Dan Lubin

Dan Lubin

Account Executive

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Dan Lubin, Account Executive

Dan joined Autumn in 2022, bringing 30 years of knowledge, experience and competitive edge with him.  Dan understands the business side of insurance and the mindset that is associated with protecting both commercial and personal assets.  Dan builds meaningful relationships with his clients to assist in protecting their financial investments. Dan’s experience ranges from real estate development and construction, high net worth homes to retail and manufacturing risks. His passion for sports keeps him involved with his family and locally in the community and charitable organizations.

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Joe Durand

Joe Durand

Account Executive

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Joe Durand, Account Executive

As a graduate of Central Michigan University, Joe began his insurance career as a Claims Adjuster with GAB Business Services. He then spent 11 years as an Insurance Repair Contractor before joining the Baty Insurance Agency as junior partner. After becoming President, Joe remained at Baty for 20 years and later joined Autumn in 2022. His hobbies include fishing, hunting, golfing, and spending time with his family. One day, he would like to travel to Italy to explore his family heritage.

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Evan-Rager-2024

Evan Rager

Benefits Account Executive

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Evan Rager, Sr. Healthcare Specialist

As the great grandson of our company’s founder, and a 4th generation insurance agent, Evan grew up with an appreciation for the industry. In 2023, he joined what he calls “a true team” at Autumn. When Evan isn’t helping you with your healthcare needs, you might find him rooting for the Detroit Lions, playing music, golfing, and supporting local charities. One day, he would like to tee off at the Old Course in St. Andrews, Scotland, where the game was invented!

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Service

Shelly Bakerian

Shelly Bakerian, CISR

Residential Account Supervisor

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Shelly Bakerian, CISR, Residential Accounts Supervisor

When Shelly joined Autumn in 2001, she brought 15 years of invaluable experience with her. After working as a licensed account manager in Massachusetts, she returned to Michigan and obtained her Michigan insurance license. Shelly enjoys working with people and strives to give each client the finest and most effective customer service. Her outside interests include gardening and photography.

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Jan Gibson

Jan Gibson

Commercial Account Supervisor

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Jan Gibson, Commercial Account Manager

Jan learned the trade as a student working summers at her parent’s agency. Joining their firm in 1991 led to positions with larger agencies, developing coverage strategies for top business clients. She earned her Master’s in Organizational Administration at Central University, but she’s a big Spartan fan. When not reading or knitting, she’s “favorite aunt” to 10 nieces and nephews (and 27 great-nieces and nephews!).

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Chris Namyslowski

Chris Namyslowski, CISR

Commercial Account Manager

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Chris Namyslowski, Commercial Account Manager

Chris values her clients, and contacts them regularly to make sure their insurance is a good fit and their questions are answered. Her dedication to the unique needs of the business community has earned her a growing list of referral business from happy clients. Outside work, she enjoys watching “CSI” and “Law & Order.” She’s a diehard fan of the Detroit Tigers and Michigan Wolverines (Go Blue!).

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Celeste Slackta

Celeste Slackta, CISR

Residential Account Manager

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Celeste Slackta, Residential Account Manager

Celeste has been in the insurance industry since 2003. She is licensed in Property and Casualty. She values relationship building and meeting each client’s specific needs. She enjoys Autumn’s atmosphere of genuine caring for clients and fellow staff. Her hobby is painting and refurbishing upcycled furniture. Her favorite sitcom is “Friends.” Her daily goal is to make your insurance experience a remarkable one!

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Kelly Watha

Kelly Watha

Residential Account Manager

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Kelly Watha, Residential Account Manager

Kelly joined Autumn in 2020, and has worked in the insurance industry for over 10 years. She takes pride in her work and loves how everyone at Autumn really cares about each other. Kelly majored in Corporate Communications and Public Relations at University of Michigan Dearborn (Go Wolverines!). Speaking three languages goes well with her love of travel — Hawaii’s a favorite; Rome’s on her bucket list.

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Teri Panek

Teri Panek

Residential Account Manager

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Teri Panek, Residential Account Manager

Licensed in Property and Casualty since 2007, Teri joined Autumn in 2018. She’s dedicated to providing the highest level of service by applying her expertise to each client’s unique insurance needs. Teri values building long-term relationships and providing personalized attention. Hobbies include scrapbooking, crafting and traveling. A self-described “adrenaline junky,” she plans to try skydiving someday.

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Susan Hall

Susan Hall

Residential Account Manager

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Susan Hall, Residential Accounts Manager

Susan has been in sales and service roles in the insurance business for over 30 years. She is licensed in Property & Casualty and Life insurance. She also earned a certificate with Dale Carnegie Professional Development and obtained a 2-year business degree from Henry Ford Community College. Susan enjoys educating clients on the many options and coverages available so she can then customize a plan for them. Her outside interests include bowling, biking, and playing bridge. Susan’s favorite pastime is spoiling her grandchild.

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Laurie Burt

Laurie Burt

Residential Account Manager

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Laurie Burt, Residential Account Manager

Laurie discovered her passion for helping people when she started working at her grandfather’s insurance agency just after high school. Helping clients through difficult situations is very fulfilling, and the best reward is simply hearing “thank you for helping me”.  Laurie loves photography, her shih tzu Ellie, spending time on her boat, and watching reality talent shows. One day, Laurie would like to go on a cruise with her husband.

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Tammy Drumm

Tammy Drumm

Residential Account Manager

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Tammy Drumm, Residential Account Manager

Tammy got her start in insurance in 1990 when a coworker told her about a position at the agency her husband opened. She relies on her 30+ years of experience while helping her clients navigate the risks associated with their personal assets.   She is an avid dog lover and cares deeply about her family. Tammy also enjoys a good book, HGTV, and would love to spend more time on art projects like ceramics.

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Heather Grenke

Heather Grenke

Commercial Lines Assistant

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Heather Grenke, Benefits Account Manager

Heather got her start in insurance as a receptionist. Within three months she was promoted into an assistant position, and now she specializes in Life and Health. She brings with her a background in Medical Billing and Health Services Administration, having earned multiple degrees from Baker College. Heather loves spending time with her family and especially looks forward to the summer trips that they take to Mackinac Island. One day, Heather would like to travel to Scotland where her extended family lives.

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Cehajic, Denis

Denis Cehajic

Benefits Account Manager

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Denis Cehajic, Benefits Account Manager

Denis joined the Autumn team in 2023, and immediately he felt like he was working with family. He has a passion for helping people, and especially enjoys working directly with clients to help solve their Life and Health Insurance needs. As a person who spends a lot of his down time with friends and family, he wants to be someone you can rely on to help take care of the people that are important to you. Outside of work, you will likely find him enjoying a good barbeque, an action-packed Marvel movie, rooting for the Detroit Pistons, or planning for the tour he’d like to take across Europe.

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Brooke Savage

Brooke Savage

Administrative Assistant

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Brooke Savage, Administrative Assistant

Brooke joined the Autumn team in 2024. She is looking forward to learning all about the insurance business and building on her background in legal administrative support. In her free time, she enjoys Bass fishing, bowling, weightlifting, painting, watching Spartan football, and has recently learned how to golf. One day, she would love to travel to Iceland, and she would like to own a home in Northern Michigan where she could enjoy her favorite season: Autumn.

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Sarah McCann

Residential Account Manager

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Sarah McCann, Residential Account Manager

Sarah joined Autumn’s service team in 2025, but her insurance career started back in 2011 when she sold insurance at small agency in Walled Lake. She loves to get to know clients so she can tailor coverage for their specific needs. Outside of work, Sarah and her family enjoy spending time at their cottage up north. Her hobbies include gardening, practicing yoga, biking, kickboxing, and strength training. One day she hopes to travel across Europe.
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Operations

Michelle-McCullough-2024

Michelle McCullough

Director of Operations/Integrator

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Michelle McCullough, Integrator / Director of Operations

As Autumn’s Integrator, Michelle implements EOS principles and disciplines to strengthen the agency relationships, systems and accountabilities. Her goal is world-class service that makes Autumn’s clients feel secure and confident in their insurance choices. Prior to Autumn, she worked in manufacturing,
excelling in various capacities — including operations, information technology, and human resources. She earned her MBA from the Eli Broad Graduate School of Management at Michigan State, and a BA from Oakland University. She enjoys playing golf, and is still waiting for her first hole-in-one.

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Lori Davis

Lori Davis

Accountant

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Lori Davis, Accountant

Lori joined Autumn in 2014, but began her insurance accounting career back in 1987. Licensed in Property & Casualty, she’s also a Notary Public. She loves that the Autumn team values her input, and
her aim is to provide accurate back-office support to the agents and staff so they can deliver the best client service. A Red Wings hockey fan, Lori also loves dancing — she’s learning country and ballroom.

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Autumn works hard. So you can rest easy.

We’re not just here to sell you a policy — we’re here to simplify your life, protect what’s important, and manage your risks. For the short term and the long run. Home, auto, business and beyond. With nicer people, better coverage, and competitive pricing.

Reach out by phone, email, or in-person. We’ll make it easy, enjoyable, and rewarding for you. Contact us to get a quote, ask questions, or just hear insider tips on insurance.

Autumn works hard. So you can rest easy.

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